I created MiCashFlow out of personal necessity. Like many people, I manage most of my spending through credit cards. But each one had different closing dates and every month I was left wondering:
“Will I have enough cash to cover everything next month?”
About MiCashFlow Simple Cash Flow Management for Real Life
From Frustration to Solution: How MiCashFlow Was Born
Popular budgeting apps were too focused on categories and charts. What I really needed was a way to project my cash balance not just track expenses, but actually see if I could cover my bills and payments in the coming weeks.
I started with spreadsheets. Eventually, I built a simple web app to automate those calculations. It helped me track income, log expenses, and stay ahead of my finances without surprises.
Now I’m Sharing It With You
MiCashFlow is a personal cash flow calculator made for everyday people. Whether you manage money through credit cards, direct debits, or cash, this tool helps you:
- See how much cash you’ll have left after all expenses
- Track income and recurring payments
- Plan for future bills, debt payments, and spending
Why MiCashFlow is Different?
Unlike traditional budgeting apps, MiCashFlow focuses on your **net future balance** not just where your money went, but where it’s going. It’s simple, flexible, and built for real-life spending patterns.
Who It’s For?
- Anyone who wants better visibility into their monthly finances
- Credit card users trying to avoid surprises at the end of the month
- People tired of complex apps and spreadsheets
